Fintech platforms & banking infrastructure
We design, build, integrate and operate financial systems — leasing and asset finance, insurance platforms, banking infrastructure, payments and blockchain — built to the security, availability and audit standards the sector actually requires.
- Leasing & Asset Finance
- Insurance Platforms
- Banking Infrastructure
- Payments
- Blockchain
- Quoting & Onboarding
- KYC & Identity
- Credit Decisioning
- Reconciliation
- Regulatory Reporting
- Audit Trails
- High-Availability Systems
Trusted by
- Engineering since
- 1992
- Technical specialists
- 200+
- European countries
- 6
- Quality management
- ISO 9001
What we do
Six services covering the systems financial businesses run on — from the quote a salesperson gives in the field to the infrastructure the whole thing settles through.
Fintech platform development
Custom financial systems for leasing, insurance, banking and payments businesses, built to the availability and audit standards the sector requires.
Read moreLeasing and asset finance
Quotes, contracts, schedules, settlements and end-of-term handling, working online or offline where the sales conversation happens.
Read moreInsurance platforms
Policy administration, broker and agency systems, claims handling and the document trail underneath all of it.
Read moreBanking infrastructure
High-traffic, high-security platforms built with our Norwegian office for businesses competing with traditional banks.
Read morePayments and integrations
Payment providers, schemes and ledgers integrated, reconciled and monitored rather than simply connected.
Read moreBlockchain development
Resilient blockchain solutions for payment, authentication and encryption, where a distributed ledger genuinely earns its cost.
Read more
The financial problems that don't fit a standard product
Quotes in the field
A salesperson pricing a deal at a customer site, with or without a signal, and the figure still standing.
Contract lifecycles
Schedules, amendments, early settlement and end-of-term, each with its own calculation.
Regulatory reporting
Statutory output produced from the same data as the management view, not reconciled by hand.
Audit trails
Every figure traceable to the transaction and the decision that produced it, years later.
High-traffic security
Platforms that stay up and stay private under load that is genuinely adversarial.
Payment reconciliation
Provider, scheme and ledger agreeing without a spreadsheet standing between them.
KYC and onboarding
Identity, eligibility and consent captured once and reusable across products.
Legacy core systems
Modern interfaces on top of cores that will not be replaced this decade.
Custom financial logic
Products and pricing that no off-the-shelf platform will ever ship.
Don’t see your challenge here? Talk to us about your project
In finance the integration is where the risk lives
A financial platform is judged on whether its numbers agree with everyone else's. That makes the interfaces to providers, cores and ledgers the part to design first — and the part to monitor hardest once it is live.
- Core banking
- Accounts, balances and postings on systems that rarely move.
- Payment providers
- Card, transfer, direct debit and settlement files.
- Ledgers and ERP
- Postings in the dimensions finance actually reports on.
- Credit bureaus
- Scoring, limits and decisioning inputs.
- KYC and identity
- National eID, bank authentication and sanctions screening.
- Insurance carriers
- Policy, claims and commission exchange.
- Asset registers
- Vehicles and equipment under finance, with condition and value.
- Regulatory reporting
- Statutory formats produced from the same source data.
Financial platforms we have delivered
Swipe to see all four projects.
DLL: Cutting the time to prepare a financial quote
In Poland, DLL needed quotes prepared dramatically faster by employees and partners, scalable to the user base and usable either online or offline. The answer was a mobile app where the calculation runs wherever the conversation happens.
Athlon: A web-based fleet management application
Remarketing managers monitoring the fleet with every step of the process visible and every car findable in a few clicks — improving used vehicle inventory management, scalability and profitability.
KredEx: Web-based tools for a state financial institution
Application handling moved out of the inbox, with applicants and officials seeing the same status — which removes a large share of the correspondence about it.
Zahara: A purchase and invoice approval application
Spend approved by the right person, coded correctly and visible against budget before it becomes a commitment, with an approval history that stays defensible under audit.
Financial businesses we understand
Financial software carries the obligations of the licence behind it. These are the businesses whose obligations we have already had to build for.
Leasing & asset finance
Quotes, contracts, schedules and end-of-term across large portfolios.
Fleet & mobility finance
Vehicles under finance, remarketing and residual value.
Insurance & brokerage
Policy administration, claims and commission handling.
Challenger banking
High-traffic, high-security infrastructure built to compete.
Payments
Provider integration, reconciliation and settlement.
Public finance
Applications, guarantees and statutory reporting.
Corporate finance teams
Budgeting, approval and spend control inside the business.
Equipment vendors
Finance offered at the point of sale, online or in the field.
Trusted by European enterprises since 1992
Microsoft Partner since 1998. ISO 9001:2015 certified quality management.
- 30+ years of engineering
- Software development since 1992 — from traditional enterprise systems to composable, headless commerce.
- Proven client base
- Serving enterprises across Scandinavia, the Baltics, Central Europe and the US.
- 6-country European presence
- Offices in Estonia, Denmark, Norway, Poland, Switzerland and Spain.
- 200+ technical specialists
- Developers, analysts, architects and project managers across multiple technologies.
- Deep tech stack knowledge
- .NET, Java, Node.js, React, Next.js, Vue.js, Angular, Python and the major cloud platforms.
- European regulatory expertise
- Direct experience with GDPR, EU accessibility rules, e-invoicing and emerging AI legislation.
From first analysis to long-term operation
Business and regulatory analysis
Understand the product, the calculations behind it and the obligations attached — because the regulatory position and the availability target shape the architecture more than the feature list does.
You getA written picture of today and tomorrow, with the problems ranked by business impact.
Architecture & roadmap
Integration contracts, reconciliation rules and the security model designed first, then a phased plan with a first release that carries real transactions.
You getA phase-one scope and estimate, agreed before any build starts.
Build & integrate
Iterative delivery, with monitoring, audit trails and reconciliation built alongside features rather than added before an audit.
You getWorking software running on your own data from the first weeks, shown in regular demos. No mock-ups.
Operate & evolve
Availability monitoring, security patching, regulatory change and a continuous roadmap. Most of our finance relationships are measured in years.
You getAvailability monitoring, security patching and a roadmap we keep together as regulation changes.
How we deliver — not what we sell
We are platform-agnostic by conviction rather than by slogan. In finance that usually means building around a core system that is not going to move, and being honest about which parts of it are worth replacing and which are not.
Customer and broker interfaces are built in Next.js or React, with native mobile where the work genuinely happens away from a desk — a leasing quote prepared at a customer site has to work without a signal.
Behind them we work across .NET, Java and Node.js, with event-driven integration, idempotent processing so a retry never double-posts, and traceability from any reported figure back to its source transaction.
Where a distributed ledger earns its cost — payment, authentication, encryption — we build it. Where it does not, we say so rather than selling it.
Key questions answered
Do you work with our existing core system?
Yes — that is usually the premise. Core systems in finance rarely move, so we build around them, modernise the interfaces on top, and are explicit about which parts are worth replacing and which are not.
Can a quoting tool work without a connection?
Yes. We have built offline-capable quoting where the calculation runs locally and syncs when a connection returns, because the sales conversation does not wait for coverage.
How do you handle security and availability?
As requirements set at the start rather than hardening added later. Together with our Norwegian office we have built infrastructure for a fast-growing alternative to traditional banking, and that standard is what we design to.
Do you build blockchain solutions?
Where a distributed ledger genuinely earns its cost — payment, authentication, encryption. We will tell you plainly when a conventional database is the better answer, which is most of the time.
Can you take over an existing financial platform?
Yes. We start with an audit of the codebase, the integrations and the audit trail, then stabilise, then plan. We will say honestly if the right answer is to rebuild rather than rescue.
Let's talk about your financial platform
Tell us what you are running today, what it has to integrate with and which part of it you cannot currently prove. We will come back with an honest read on the architecture, the regulatory constraints and what a realistic first phase looks like.
